Terms & Conditions

These Terms & Conditions (“Terms”) govern your access to and use of the Million Ledger website (“Website,” “Platform,” “we,” “us,” or “our”).
By accessing or using this Website, you agree to be legally bound by these Terms.
If you do not agree, you must discontinue use immediately.

  1. Acceptance of Terms

By accessing or using the Million Ledger Website, you acknowledge that:

  • You have read and understood these Terms
  • You agree to comply with them
  • You are legally capable of entering into a binding agreement
  • You will use the Website only for lawful purposes

If you are using the Website on behalf of an organization, you confirm that you have the authority to bind that organization to these Terms.

  1. Eligibility

You must be 18 years of age or older to access and use this Website.
By using the Website, you represent that:

  • You are at least 18
  • You have the legal capacity to enter into this agreement
  • All information you provide is accurate and truthful
  1. Purpose of the Website

Million Ledger provides general informational and educational content intended to assist users in understanding financial concepts, market topics, business knowledge, and related subjects.

The Website does not provide:

  • Investment advice
  • Trading recommendations
  • Financial planning
  • Legal, tax, or accounting advice
  • Personalized or regulated advisory services

All content is generic and should be independently verified before use.

  1. User Responsibilities

By using the Website, you agree that you will:

  • Use the Website lawfully and ethically
  • Not misuse website content
  • Not engage in harmful or disruptive activities
  • Not attempt to breach or test Website security
  • Not use the Website for unauthorized commercial purposes
  • Not impersonate any person or entity
  • Not upload malicious software, scripts, or automated bots

You are solely responsible for maintaining the confidentiality of any data or information used on the Website.

  1. Intellectual Property Rights

All materials on the Website—including text, graphics, branding, design, images, software, data, and digital assets—are the intellectual property of Million Ledger or its licensors.

You are not permitted to:

  • Reproduce
  • Copy
  • Modify
  • Distribute
  • Publish
  • Commercially exploit
  • Reverse engineer

any Website content without prior written permission.

Permitted use is strictly limited to personal, non-commercial purposes unless otherwise authorized.

  1. Third-Party Links & External Resources

The Website may contain links to third-party websites, tools, or resources. Million Ledger:

  • Does not endorse third-party content
  • Does not control external sites
  • Is not responsible for content, policies, accuracy, or actions of third parties

Your use of third-party links is solely at your own risk, and additional terms may apply.

  1. Disclaimer of Warranties

The Website and all its content are provided “as is” and “as available”, without any warranties.

We do not guarantee:

  • Accuracy
  • Reliability
  • Completeness
  • Availability
  • Error-free operation
  • Security
  • Timeliness of information
  • Any specific outcomes

By using the Website, you acknowledge that you rely on its content entirely at your own risk.

  1. Limitation of Liability

To the maximum extent permitted by applicable law, Million Ledger, including its owners, employees, partners, contributors, and affiliates, shall not be liable for any:

  • Direct or indirect damages
  • Losses (financial, data, business, or goodwill)
  • Errors or omissions
  • Downtime or interruption
  • Technical failures
  • Security breaches or cyber incidents
  • Inaccurate information
  • Decisions made or actions taken based on Website content

This limitation applies even if we have been advised of the possibility of such damages.

  1. User Data & Privacy

Your use of the Website is also governed by our Privacy Policy, which outlines how user data is collected, processed, stored, and protected.

By using the Website, you consent to the practices described in the Privacy Policy.

  1. Prohibited Activities

Users agree not to engage in the following:

  • Attempt to hack, manipulate, or disrupt the Website
  • Use automated systems such as bots, scrapers, or crawlers
  • Upload harmful or malicious code
  • Redistribute Website content without permission
  • Use the Website for unlawful or fraudulent purposes
  • Harass, threaten, or abuse other users
  • Misrepresent identity or affiliation
  • Access restricted areas without authorization

Any violation may result in suspension or permanent restriction of access.

  1. Modification of Website & Services

We reserve the right to:

  • Modify or update Website content
  • Restrict or terminate access
  • Change features, tools, or layout
  • Suspend Website operations for maintenance
  • Discontinue any part of the Website

All changes become effective immediately unless otherwise stated.

  1. Indemnification

You agree to indemnify, defend, and hold harmless Million Ledger and its affiliates from any claims, damages, losses, liabilities, legal fees, or expenses arising from:

  • Your use or misuse of the Website
  • Your violation of these Terms
  • Your infringement of intellectual property rights
  • Any unlawful or negligent conduct on your part

This obligation continues after discontinuing use of the Website.

  1. Governing Law & Jurisdiction

These Terms shall be governed by and interpreted in accordance with the laws of India.

Any disputes arising from or relating to these Terms or the Website shall be subject exclusively to the jurisdiction of the courts of [Insert City/State, e.g., Mumbai, Maharashtra], India.

  1. Termination of Access

We may, at our sole discretion and without notice, terminate or suspend your access to the Website for:

  • Violating these Terms
  • Illegal or harmful behavior
  • Security concerns
  • Misuse of Website content
  • Technical issues or operational requirements

Upon termination, you must cease all use of the Website and destroy any copies of downloaded materials.

  1. No Waiver

Failure by Million Ledger to enforce any provision of these Terms does not constitute a waiver of that right or any future right.

  1. Severability

If any provision of these Terms is found unlawful or unenforceable, the remaining provisions will continue in full force and effect.

  1. Changes to Terms & Conditions

We reserve the right to modify, update, or replace these Terms at any time.
Updated terms will be posted on this page along with a revised “Last Updated” date.

Your continued use of the Website constitutes acceptance of the updated Terms.

  1. Contact Information

For questions or concerns regarding these Terms, you may contact us at:

research@milledger.com
135/136, v2 Signature A, Daman Chala Road, Vapi -369191